IMPROVING YOUR CREDIT SCORE

Interesting article in the ABQ Journal today about the new game of managing your credit score. did you know:
- Applying for several credit cards could cut 10 points off your score?
- Not paying utility, mortgage or credit card bills on time can lower points 60-110 points?
- Mising a payment on one account slices 40-75 points?
- Having credit card balances over half of the amount avaiable cuts scores by 40-100 points?
- Short sale on your house reduces points by 45-125? I thought it would be more!!!
- A mortgage loan mortgage payment drops scores by 100-150 points?
- A foreclosed home drops 45-100 to 150 off your score?
- Bankrupcy has the biggest impact of 200-255 points?

Hope you find this interesting.